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What You Should Know About Social Security Disablility

Last updated 3 months ago

Most Americans who pay into the Social Security system expect to start collecting their benefits once they retire. Some workers who develop debilitating medical conditions, however, may be eligible to collect Social Security disability benefits (SSDI) before they reach retirement age. If your knowledge of Social Security is basic, explore these five facts to learn more about your Social Security disability benefits:

1. Workers in Their 20s Can Collect

A year and a half of work during the three-year period before a disability begins is the minimum requirement for a 24-year-old to be eligible for collecting SSDI. The older a worker is at the time a disability inhibits him from working, the more years he needs to have worked and paid into Social Security in order to be eligible for disability benefits.

2. Workers’ Compensation Benefits Can Impact SSDI.

If you are already collecting workers’ compensation benefits for the illness or injury that might make you eligible to collect Social Security disability benefits, the value of your Social Security payments may be reduced.

3. Spouses and Some Dependents May Collect Benefits

While certain age restrictions and conditions apply, your spouse and your children, stepchildren, or grandchildren may be eligible to collect benefits based on the work you have done and the contributions you have made to Social Security.

4. You Can Return to Work While Still Collecting Benefits

Work incentives on Social Security allow collectors of disability benefits to test their capacity for returning to work without giving up their benefits straight away. A work injury attorney who is well-versed in the rules of Social Security can help you find out more about this.

5. A Work Injury Lawyer Can Help You Apply For Benefits

Social Security benefit applications can be confusing. A personal injury and workers’ compensation lawyer with an expansive knowledge of Social Security can help you through the application process.

Are you a Chicago resident who is unable to work because of a long-term illness or other work-disabling condition? If so, call Santilli Law Group at (312) 854-0943 and arrange a free initial consultation to see if you may qualify for SSDI. Our services include worker’s compensation, work injury, and personal injury law.

Disclaimer:

The materials available at this website are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Use and access to this website or any of the links contained within the site do not create an attorney-client relationship. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

 

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